Conditions of Use

1. General

1.1. You are welcome to visit Stjärn Finoria (the "Website")

Contact us: info@stjorn-finoria.com

1.2. This website provides information about trading services ("Services") offered on third-party platforms ("Third-Party Platforms").

1.3. These Terms form a legally binding agreement between you and the website owner, and you must read them before using our Services. To use the Website, you must also accept the full Terms, which govern your access. We reserve the right to update and modify the Terms.

By accepting our Terms, you acknowledge that you also agree to our Privacy Policy (available here).

2. Eligibility

2.1. Once you meet the legal criteria and accept and comply with the Website’s Terms and Conditions, you will have full access to our Services.

2.1.1. You must be at least 18 years old to use our Services

2.1.2. You must have the legal capacity to accept our Terms and Conditions.

2.1.3. Your use of our Website and the Services it provides must be lawful in the country or territory where you reside. You must not be prohibited by law from using our Website.

2.2. The Company and the Website are not responsible for any unlawful use of the Services by users. We also make no guarantees, warranties or representations regarding the legal status of any person using the Services or the Website.

3. Territories with Access Restrictions

3.1. We reserve the right to deny access to our Website or Services in circumstances where 1) a user resides in a restricted area ("Restricted Territories") and 2) we determine that allowing access would create a legal, regulatory, or reputational risk to the Company. This statement does not limit our rights solely to these instances.

3.2. For users located in certain jurisdictions, the Company may restrict access until additional terms are accepted and in effect. While in a Restricted Territory, the Services and Website may be blocked or otherwise unavailable.

4. Prohibited activities

4.1. To use this Website and its Services responsibly, you are required to:

4.1.1. Users may utilise the Website Services for their intended purposes, including uploading and sharing content. However, this does not include the following prohibited materials: 1) data and/or files containing viruses or other potentially harmful elements, whether affecting our Website or the computer systems of our third-party partners; any material that blocks or interferes with other users’ access to the Website Services. 2) any content whose sharing would infringe copyright, intellectual property, or other rights. 3) any content that contains threats, defamation, racism, slander, or insults. 4) any content that violates any law in all relevant jurisdictions. 5) any marketing or advertising material unless prior written consent has been obtained.

4.1.2. You may not alter, destroy, or remove any legal notices, services, software, design elements, logos, or other proprietary content from the Website.

4.1.3. You may only access the Website’s Services via the Website’s own interface and not through any other means.

4.1.4. You must not disrupt or obstruct other users' access to the Website or its Services.

4.1.5. Accessing the Website or its Services via external bots, automation tools, or any unauthorised software is strictly prohibited.

4.1.6. No data collection or transmission to or from the Website, whether active or passive, including via cookies, spyware, or beacons, is permitted.

4.1.7. You may not attempt to replicate the Website and its services in any way, including appearance and/or functionality. This includes creating mirror sites and other means, whether existing or yet to be developed.

4.1.8. While using the Website and its Services, you are prohibited from violating applicable laws, committing copyright infringement, using pirated software, or engaging in identity theft or hacking. No illegal activity of any kind, including the encouragement of such activity by others, is permitted.

4.1.9. You may not upload software or make any direct attempt to alter the Website’s source code. You may not harm the Website or others’ interest in or use of the Website.

4.1.10. You may not attempt to copy the Website and its Services by any form of reverse engineering, including disassembly or decompilation, or by any other technique or technology.

4.2. If we suspect that your use of the Website violates any applicable laws or our Terms of Use, we reserve the right to monitor your use of the Website and its Services. If it is determined that you have breached our Terms of Use and/or any applicable laws, we reserve the right to terminate your account, suspend your access to the Website, disclose your activities to competent authorities or third-party service providers, and take other measures, up to and including legal action. The Website Terms of Use are in addition to any other rights the Company may have, both legal and civil.

5. Intellectual Property Rights

5.1. All content throughout our Website—including videos, images, logos, text, audio, designs, brands, trademarks, and other materials—is protected by intellectual property rights held by the Company and, where applicable, by relevant third-party providers.

5.2. Users acquire no intellectual property rights in any content on the Website. They are granted only limited rights, under the applicable Terms of Use, to access the Website and its Services. All other rights, title, and interest in the Website and its Services are owned by the Company.

5.3. The Website and all Services provided therein may be accessed and used solely for personal, non-commercial purposes.

5.4. Users shall not, whether knowingly or through negligence, allow any other person to copy, modify, or duplicate any aspect of the Website by any means. This includes, but is not limited to, reverse engineering, decompiling, or copying the specific service configuration or Website source code.

6. Liability Limitations

6.1. By agreeing to use the Website and its Services under these Terms of Service, you are solely responsible for any outcomes arising from such use. Neither the Website nor the Company makes any representations or warranties, express or implied, regarding results, quality, fitness for a particular purpose, usability, accuracy, or any other aspect of the Website or its Services. You acknowledge that all content and Services on the Website are provided “as is,” including any defects or limitations.

6.2. We are not responsible for any service disruptions beyond our control or interruptions in the transmission of information through our Services. We also accept no liability for informational errors in the Website content, including omissions and inaccuracies.

6.3. Any losses you incur while using the Services on the Website are yours alone. By accepting the Terms of Service, you agree to indemnify and hold us harmless from such losses, including those arising from your voluntary use of third-party services. You also agree that you are solely responsible for any decisions related to your activity on the Website, including reliance on information provided by the Website and its Services.

6.4. Liability for any damages or losses incurred by you or your agents, whether direct or indirect, is solely your responsibility. We accept no liability or responsibility for such losses to the fullest extent permitted by law. This includes any loss of income, savings, or personal data arising from your use of the site.

6.5. Any technical issues resulting from technology failures, including failures of telephone lines, internet service, computers, or any other hardware or software, are not the responsibility of the Company. Any costs or losses arising from the use of the internet are also not our responsibility.

7. Services, Content, and Promotions from Third-Party Providers

7.1. On our Website, while using our Services, you acknowledge that third-party content may appear, including advertisements and reviews of those platforms.

7.2. Products and services offered by third-party providers featured on our website are not our responsibility, and we do not endorse their quality or guarantee they are up to date.

7.3. Before making decisions, purchases, or submitting direct enquiries or visiting third-party service providers, we strongly recommend that users verify the accuracy of any claims. Any decisions, consents, or purchases you make with these services are solely your responsibility.

8. Links

8.1. Please note that the Website contains both our own content and services, as well as advertisements, links, and materials supplied by third-party service providers. You are solely responsible for any access to or use of such websites or services, including any loss or damage that may result. This includes the use of products, services, and/or software available through those websites. Exercise caution and conduct due diligence before downloading, purchasing, or providing personal data to any third-party website. Likewise, do not rely on their information or claims without independently verifying them.

8.2. Advertisements, images, hyperlinks, or any other promotions or appearances of third-party websites do not constitute an endorsement by the Website or the Company. Unless explicitly stated, we do not authorise, endorse, or have any affiliation with any linked websites or any products, information, materials, services, software, or business administration.

8.3. We cannot reasonably review, research, or provide opinions on every third-party company that advertises with us or every hyperlink we provide. Nor can we be held liable for the quality of services offered by these companies. Accordingly, we are not liable for any loss or damage you may incur from using such third-party services and websites, including their products, software, information, or any other service. You are strongly advised to thoroughly research any company you plan to work with or share personal data with, especially before making any purchase.

8.4. Always read and carefully review the policies and terms of use of any third-party websites, including those that advertise on our Website. Do this before contacting them or making any purchases from those websites.

9. Miscellaneous

9.1. Specific Services offered through the Website may be modified, suspended, or discontinued as necessary or appropriate. We reserve this right as part of routine operations and site improvements. Any such changes will not be implemented in a way that harms you, and you will not have grounds to make claims against us for these changes.

9.2. The Website’s Terms of Use may be updated at any time. If changes occur, you will be notified as soon as reasonably possible, typically within a few working days. Your continued use of the Website after the date-stamped publication of the updated Terms of Use will be deemed acceptance of the new terms.

9.3. Transmitting information through the website to any other destination, website, third-party service, or organisation does not imply or establish any relationship beyond what is explicitly stated in writing in these terms. By transmitting such information, the user knowingly consents to these terms.

9.4. Any agreement or statement, written or oral, that falls outside the provisions of these Terms of Use has no legal effect and is not binding on either party. Only the Terms of Use and the Privacy Policy of the Company and the Website, as amended and accepted, constitute a binding agreement between the user and the Website.

9.5. Any right granted under these Terms that is not exercised, whether by consent, neglect, or inability, will be deemed waived. No single or partial exercise of any right will preclude any other or further exercise of that right or any other remedy, and all such rights and remedies shall remain in force.

9.6. If any provision of these Terms is held null and void by a court of competent jurisdiction, it shall be severed from these Terms. The remainder of the Terms shall continue in full force and effect, excluding the severed provision. The remaining terms will be interpreted in line with the court’s ruling, reflecting the intended meaning without the excluded clause(s).

9.7. These Terms allow the website, including all Services, to be operated and managed by third-party service providers. In such cases, they may assign all of their rights and obligations. Users may not transfer their rights and obligations to any other party and remain solely responsible.